Debt can have a crippling effect on individuals and families alike. You might feel confused and trapped by unrealistic repayment schedules, aggressive phone calls and letters or the threat of bailiff action.

Our drop-in sessions offer practical advice to help you manage your debt, working towards becoming debt free and staying there. We can help you to:

  • Put together an affordable weekly budget
  • Communicate with your creditors to avoid threatening letters, texts and calls
  • Negotiate with your creditors to arrange affordable repayments, interest freezes and payment holidays
  • Take action to clear your debt, like bankruptcy or a Debt Relief Order

All our advice is completely free of charge, impartial and confidential.  We employ solicitors and legally trained advisers so you know you're getting the best possible help.

There's no need to wait for an appointment, just come along to one of the drop-in clinics below and see one of our advisers, normally within 15 minutes. If you have any letters or statements please bring them along, even if you haven't opened them yet.

    Drop-in Locations

    Rumney Partnership Hub

     

    Tuesday 14.00 - 16.00
    Llanstephen Road
    Cardiff
    CF3 3JA

    The Speakeasy

     

    Wednesday 10.00 - 12.30
    166 Richmond Road
    Cardiff
    CF24 3BX

    Powerhouse Hub

     

    Wednesday 13.00 - 16.00
    Llanedeyrn
    Cardiff
    CF23 9PN