Debt advice clinic

Every Tuesday 10:00-12:30

Debt can have a crippling effect on individuals and families alike. You might feel confused and trapped by unrealistic repayment schedules, aggressive phone calls and letters or the threat of bailiff action.

Our drop-in clinics are open to anyone living or working in Cardiff and offer practical advice to help you manage your debt, work towards becoming debt free and staying there. We can negotiate with your creditors on your behalf and guide you through the process of clearing your debt once and for all.

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The first step is always the hardest, but we can help you to understand exactly how much you owe. We’ll help you put together an affordable budget so that you can see where your money is going.

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We’ll contact your creditors on your behalf to arrange affordable payments and interest freezes to give you some breathing space. We’ll help you to put an end to the constant phone calls and the threat of bailiffs.

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We’ll help you make an informed decision on the best way to clear your debt for good. For some it’ll be an affordable payment plan, for others a Debt Relief Order or bankruptcy through our in-house intermediaries.