https://www.speakeasy.cymru/eng daily 0.75 2026-03-30 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1551097025885-LN1LGS4LBBY5VVAQKZ4U/image-asset.jpeg Home https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1551098838737-QZ13HII2S0B9DC9HEDVS/image-asset.jpeg Home https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1551107119081-C0D4IWAAQM5R1HO64732/edited.jpg Home https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559217628374-RKPJ6H6NA23QWKJJFDAZ/ravi-roshan-383162-unsplash.jpg Home https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1558006386475-NYXKACJ39BFGNCA8OY6Y/Benefits.jpg Home - Benefits https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1558006482040-TH38WWVYUVKDFEVNOTL7/Debt.jpg Home - Debt https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1558006577435-540JX7YY5C4LLA83KT7F/Housing.jpg Home - Housing https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1558006642957-DAPY7BG1GFRJTH65HKVR/Employment.jpg Home - 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Budd-daliadau https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1558006482040-TH38WWVYUVKDFEVNOTL7/Debt.jpg Cymraeg - DYLED https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1558006577435-540JX7YY5C4LLA83KT7F/Housing.jpg Cymraeg - Tai https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1558006642957-DAPY7BG1GFRJTH65HKVR/Employment.jpg Cymraeg - GWaith https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1588168922151-Q6L1G6HQ3MLHQRY9K8U8/Green+2.jpg Cymraeg - cyflogaeth Diswyddo annheg Gwahaniaethu Prosesau disgyblu Diswyddo Contractau dim oriau https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1588169196533-3CWKLHWE4VC3VLO88WEV/Blue+2.jpg Cymraeg - budd-daliadau lles Apeliadau Ôl-ddyledion ac ôl-ddyddio Twyll honedig Cymhwyster Stopiau a sancsiynau Gordaliadau https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1588169329244-3MZ2ZF08X269EKEDJS4H/Orange+2.jpg Cymraeg - dyled Beilïaid Cardiau credyd a benthyciadau Ôl-ddyledion Treth Gyngor Ôl-ddyledion rhent Dirwyon parcio Talu benthyciadau diwrnod https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1588169442608-WFCI4NQODSWYU869CAO6/Pink+2.jpg Cymraeg - Tai Adferiad adneuo Adfeilio Dadfeddiant Anghydfodau landlord Diswyddo tenantiaeth Digartrefedd https://www.speakeasy.cymru/language daily 1.0 2022-01-05 https://www.speakeasy.cymru/vacancies-cym daily 0.75 2022-06-24 https://www.speakeasy.cymru/cadwyn daily 0.75 2019-09-11 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1568193485365-AD7P884VKXT9W8A1WEVQ/cadwyn.jpg Cadwyn Referral https://www.speakeasy.cymru/privacy daily 0.75 2024-08-15 https://www.speakeasy.cymru/impact2 daily 0.75 2022-08-23 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1551107563657-KLNP8YHF8NGCN5FKGWSA/image-asset.jpeg Our impact - Case studies https://www.speakeasy.cymru/about daily 0.75 2024-08-06 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559125006154-LUSBV3U9QFC88APJGGP1/Green+2.jpg About us are relieved from the crippling anxiety of debt, taking an active part in their community https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559125263839-FCQTLS2DPQQ9VQ8V7780/Blue+2.jpg About us can afford to feed themselves and their families properly https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559125286512-1656E4MWKDTC1NXV88HI/Pink+2.jpg About us live in good quality housing, safe from the threat of eviction and homelessness https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559125301530-3ONM2Q8VMCBZTZ9Z7PLG/Orange+2.jpg About us can keep their homes warm and afford to pay their bills https://www.speakeasy.cymru/benefits daily 0.75 2022-08-23 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559126098610-8V32DI34A5ES3ZQKAQFE/Green+2.jpg Free welfare benefits advice clinics - Entitlement No one knows what the future holds. When your life changes, whatever the reason, you could be entitled to financial support to make things just a little bit easier. We can help you to work out what help is available and how you can claim it. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559126114602-MEI815D1JS3K86QLF5PQ/Blue+2.jpg Free welfare benefits advice clinics - Appeals Sometimes the DWP makes a decision that’s unfair, incorrect or even unlawful. We can help you to navigate the appeals process including mandatory reconsiderations, written submissions and in some cases representation at tribunal. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559126128870-G7OQQ6ZKM9S6FDVPY9TB/Pink+2.jpg Free welfare benefits advice clinics - Universal credit If you’ve been affected by the introduction of UC we can help you resolve issues including right to reside, delayed payments, rent arrears and unaffordable deductions. If you’re claiming a legacy benefit we can advise you on the impact of migrating to UC. https://www.speakeasy.cymru/debt daily 0.75 2022-08-23 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559124547185-XCMLFQ6CK3BK38NRZ4U0/Green+2.jpg Free debt advice clinics - get control The first step is always the hardest, but we can help you to understand exactly how much you owe. We’ll help you put together an affordable budget so that you can see where your money is going. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559124561799-CGW0CTCH4ISWF9QYZC4O/Stack+background.png Free debt advice clinics - negotiate We’ll contact your creditors on your behalf to arrange affordable payments and interest freezes to give you some breathing space. We’ll help you to put an end to the constant phone calls and the threat of bailiffs. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559124574806-VVQDJE8WEDCZUKYRSBK4/Pink+2.jpg Free debt advice clinics - write off We’ll help you make an informed decision on the best way to clear your debt for good. For some it’ll be an affordable payment plan, for others a Debt Relief Order or bankruptcy through our in-house intermediaries. https://www.speakeasy.cymru/housing daily 0.75 2022-08-23 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559124703791-Z1QDP2MKMMANVS955Y5I/Blue+2.jpg Free housing advice clinics - disputes We’ll help you to understand your rights and responsibilities as a tenant. We can liaise with your landlord or letting agent to resolve tenancy disputes and remedy disrepair, making sure you feel safe in your home. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559124718343-W146FWHL6TSIB2EZEICZ/Pink+2.jpg Free housing advice clinics - deposits A wrongly withheld deposit is a significant financial barrier to moving to a new property. We can liaise with your landlord to ensure that your deposit is repaid promptly and in full. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559124729969-0PFLU9WHFQZCFBPIF0L3/Orange+2.jpg Free housing advice clinics - eviction The threat of homelessness can affect your finances, family life and even your health. We can challenge unfair and unlawful eviction notices, giving you the chance to remain in your home. https://www.speakeasy.cymru/employmentclinic daily 0.75 2023-03-08 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1551092076259-VZ7D1C66J13PZCLLK2FN/employment-clinic.jpg Cardiff Employment Law Clinic https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1551100180266-2OIDW23AEU6GFRONSXYY/Lawworks-Winner-2015-Black.png Cardiff Employment Law Clinic https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1551100199820-P9ACJIM6VWASSK8OWEMA/Lawworks-Winner-2016-Black.png Cardiff Employment Law Clinic https://www.speakeasy.cymru/pageam daily 0.75 2021-05-24 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559128415916-FL9U90R81FD4AWE0TRF9/Green+2.jpg am rhyddhau pobl o’r gofid parlysol sydd ynghlwm â dyled a’u gweld yn chwarae rhan weithredol yn eu cymuned https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559128437515-1SX2WSTJXA0A2JS075QQ/Blue+2.jpg am bod pobl yn gallu bwydo eu hunain a’u teuloedd yn briodol https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559128456622-6LVDA4G8URKQFKRTLUMP/Pink+2.jpg am bod pobl yn byw mewn tai o ansawdd da, yn saff rhag bygythiad colli cartref a digartrefedd https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559128471714-Z49XECUAW0N93PDFTVVY/Orange+2.jpg am bod pobl yn gallu gwresogi eu cartrefi a fforddio talu eu biliau https://www.speakeasy.cymru/dyled daily 0.75 2021-05-25 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559129128693-XI2KPA79MQ63TKREZRR0/Green+2.jpg dyled - cael rheolaeth Y cam cyntaf bob amser yw'r anoddaf, ond gallwn eich helpu i ddeall yn union faint sy'n ddyledus gennych. Byddwn yn eich helpu i lunio cyllideb fforddiadwy fel y gallwch weld ble mae'ch arian yn mynd. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559129142659-WPEI6DGYFXIVQTHD3WZF/Blue+2.jpg dyled - negodi Byddwn yn cysylltu â'ch credydwyr ar eich rhan i drefnu taliadau fforddiadwy a rhewi llog i roi rhywfaint o le i chi anadlu. Byddwn yn eich helpu i roi diwedd ar y galwadau ffôn cyson a bygythiad beilïaid. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559129154001-0Z7E9FV8OZ49NAJ3P4MJ/Pink+2.jpg dyled - dileu Byddwn yn eich helpu i wneud penderfyniad gwybodus ar y ffordd orau o glirio'ch dyled am byth. I rai, bydd yn gynllun talu fforddiadwy, i eraill fel Gorchymyn Rhyddhad Dyled neu fethdaliad trwy ein cyfryngwyr mewnol. https://www.speakeasy.cymru/tai daily 0.75 2021-05-24 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559129369674-EOXNGI31HCD24U76O765/Blue+2.jpg tai - anghydfodau Byddwn yn eich helpu i ddeall eich hawliau a'ch cyfrifoldebau fel tenant. Gallwn gysylltu â'ch landlord neu'ch asiant gosod i ddatrys anghydfodau tenantiaeth a gwella cyflwr gwael, gan wneud yn siŵr eich bod yn teimlo'n ddiogel yn eich cartref. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559129404174-RQXT53Y343Z7FGIJ4F6P/Pink+2.jpg tai - dyddodion Mae blaendal a ataliwyd yn anghywir yn rhwystr ariannol sylweddol i symud i eiddo newydd. Gallwn gysylltu â'ch landlord i sicrhau bod eich blaendal yn cael ei ad-dalu'n brydlon ac yn llawn. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559129434977-R04ONXRYBETCB6WHS2QC/Orange+2.jpg tai - troi allan Gall bygythiad digartrefedd effeithio ar eich sefyllfa ariannol, bywyd teuluol a hyd yn oed eich iechyd. Gallwn herio hysbysiadau troi allan annheg ac anghyfreithlon, gan roi cyfle i chi aros yn eich cartref. https://www.speakeasy.cymru/preifatrwydd daily 0.75 2024-07-31 https://www.speakeasy.cymru/ein-dylanwad2 daily 0.75 2021-05-24 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1551107563657-KLNP8YHF8NGCN5FKGWSA/image-asset.jpeg ein dylanwad - Astud-iaethaU achos https://www.speakeasy.cymru/budddaliadau-lles daily 0.75 2021-05-24 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559126098610-8V32DI34A5ES3ZQKAQFE/Green+2.jpg budd daliadau-lles - HAWLIAU Does neb yn gwybod beth sydd o’u blaen nhw. Pan fydd dy fywyd yn newid, beth bynnag yw’r rheswm, gallet ti fod yn gymwys i hawlio cefnogaeth ariannol i wneud pethau ychydig jest ychydig bach yn rhwyddach. Gallwn ni dy helpu i weithio mas pa help sydd ar gael a sut wyt ti’n gallu ei hawlio. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559126114602-MEI815D1JS3K86QLF5PQ/Blue+2.jpg budd daliadau-lles - APELIADAU Weithiau mae’r DWP yn gwneud penderfyniad sy’n annheg, yn anghywir neu hyd yn oed yn anghyfreithlon. Gallwn ni dy helpu trwy’r broses apeliadau o safbwynt ail-ystyriaethau gorfodol, cyflwyniadau ysgrifenedig ac mewn rhai achosion cynrychiolaeth o flaen tribiwnlys. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559126128870-G7OQQ6ZKM9S6FDVPY9TB/Pink+2.jpg budd daliadau-lles - CREDYD CYNHWYSOL Os ydy cyflwyno CC wedi effeithio arnat gallwnni dy helpu i ddatrys problemau gan gynnwys hawl preswylio, taliadau hwyr, dyledion rhent a didyniadau anfforddiadwy. Os wyt yn hawlio budd-daliadau etifeddiaeth gallwn dy gynghori ynghylch effaith trosglwyddo i CC. https://www.speakeasy.cymru/404 daily 0.75 2021-05-24 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559224404175-ACBKY9U7MWC5HHC96096/SLC.jpg 404 https://www.speakeasy.cymru/hello daily 0.75 2024-12-12 https://www.speakeasy.cymru/helo daily 0.75 2019-07-10 https://www.speakeasy.cymru/gwaith daily 0.75 2023-03-08 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559129369674-EOXNGI31HCD24U76O765/Blue+2.jpg gwaith - GWAHANIAETHU Mae gwahaniaethu yn y lle gwaith yn gallu effeithio ar eich gwaith, bywyd teuluol a hyd yn oed eich iechyd. Rydym ni yn gallu eich helpu taclo gwahaniaethu o unrhyw ffordd a sicrhau eich bod yn cael eich trin yn deg yn gwaith. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559129404174-RQXT53Y343Z7FGIJ4F6P/Pink+2.jpg gwaith - DISWYDDO Os yr ydych yn credu eich bod wedi diswyddo yn annheg, yr ydym yn gallu eich helpu adeiladu achos i herio ei dewis a sicrhau bod eich hawliau wedi amddiffyn. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559129434977-R04ONXRYBETCB6WHS2QC/Orange+2.jpg gwaith - DISGYBLU Os ydych yn wynebu gweithdrefnau disgyblu yn eich gwaith, yr ydym yn gallu cynghori chi ar eich hawliau ac eich helpu i sicrhau eich bod yn cael eich trin yn deg can eich cyflogwr. https://www.speakeasy.cymru/employment daily 0.75 2024-12-02 https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559124703791-Z1QDP2MKMMANVS955Y5I/Blue+2.jpg Free employment advice - dISCRIMINATION Discrimination in the workplace can affect your work, family life and even your health. We can help you to tackle discrimination in any form and make sure you’re treated fairly at work. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559124718343-W146FWHL6TSIB2EZEICZ/Pink+2.jpg Free employment advice - dismissal If you believe your employer has dismissed you unfairly, we can help you build a case to challenge their decision and make sure your rights are protected. https://images.squarespace-cdn.com/content/v1/581afdcad482e9494bac6c1e/1559124729969-0PFLU9WHFQZCFBPIF0L3/Orange+2.jpg Free employment advice - disciplinary If you’re facing a disciplinary procedure at work we can advise you of your rights and help to make sure you’re treated fairly by your employer.